Terms and Conditions
Last updated: August 2025
1. General Information
These Terms and Conditions (“Terms”) govern your use of the services provided by Christian Moser Consulting GmbH (“we,” “us,” or “our”), registered at Im Mediapark 5, 50660 Köln, Germany.
By using our website and services, you agree to these Terms. Please read them carefully.
2. Services
We provide [brief description of your services or digital products, e.g., online courses, consulting services, digital downloads].
We reserve the right to modify or discontinue any service without prior notice.
3. User Obligations
You agree to use our services only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use.
You must provide accurate and truthful information when registering or purchasing.
You confirm that you are at least 18 years old or have the legal capacity to enter into a contract.
4. Contracts and Payment
When you purchase a service, a binding contract is formed.
Prices include VAT where applicable and are listed clearly on our website.
Payments are processed securely via third-party providers such as Stripe or PayPal.
You agree to pay all fees and charges associated with your purchase promptly.
If the service is subscription-based or includes recurring payments, you will be informed clearly before purchase. You can cancel subscriptions according to the cancellation policy provided at checkout.
5. Right of Withdrawal (Widerrufsrecht)
Under EU law, you have a statutory right to withdraw from this contract within 14 days without giving any reason.
However, for digital goods and services that are delivered immediately and fully performed after your consent, this right of withdrawal is excluded.
By purchasing, you explicitly agree to the immediate commencement of the service and acknowledge that you thereby lose your right of withdrawal once the service begins.
This consent and acknowledgment will be requested via a mandatory checkbox during checkout before purchase.
If you have any questions about your right of withdrawal, please contact us at [email protected].
6. Refund Policy
Refunds are generally not provided once the service has been accessed or delivered, except where required by law (e.g., in cases of defective services or non-delivery).
If you believe you are entitled to a refund, please contact us promptly at [email protected] with details.
7. Intellectual Property
All content, including text, images, videos, and course materials, are the intellectual property of Christian Moser Consulting GmbH or its licensors.
You may not copy, reproduce, distribute, or use the content for commercial purposes without explicit written permission.
8. Liability
We strive to provide accurate information but are not liable for any damages arising from the use or inability to use our services, except in cases of gross negligence or intentional misconduct.
9. Data Protection
Your personal data is processed in accordance with our Privacy Policy, which can be found here: [link to your Privacy Policy].
10. Governing Law and Jurisdiction
These Terms are governed by the laws of Germany.
Any disputes arising from these Terms shall be resolved exclusively by the courts in Köln, Germany.
11. Changes to Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated date.
